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Recover Every Rand
Insurance Recoveries & Liability Claims

We recover what’s yours with no-win-no-commission fee.

  • Improve loss ratios and cash flow
  • Business model: No recovery, No commission
  • POPIA Compliant
  • Transparent, cloud-based reporting
Our Services
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A Specialist Recovery Partner Since 2007

ERS (Excel Recovery Services) is a boutique recovery specialist with over a decade of experience in insurance recoveries and third-party claims, Founded in 2007, we work closely with insurers, brokers, fleet managers, transport operators, and financial managers to recover monies that are often written off as unrecoverable.

By combining in-house expertise, a trusted attorney panel, and real-time cloud-based systems, we deliver efficient, cost-effective recovery solutions that seamlessly integrate into your existing operations.

Third-Party Recoveries

Recovery of third-party damages and excess-related losses.
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Third Party Liabilities

Expert management of liability apportionment, loss adjusting, and recovery coordination.
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Debt Collect

This service can be used for effective unpaid premium collection or Acknowledgment of Debt payments.
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Why Leading Businesses Partner With ERS

  • Success-based recovery model

  • Proven recovery success ratios above industry standards

  • Improves profitability and loss ratios

  • Cloud-based dashboards with real-time visibility

  • In-house expertise supported by a panel of attorneys

  • We become part of your back office, not your overheads

Well done to you and your team for your excellent service as always, it is greatly appreciated!
Betsie DicksCaims Administrator, Insure Broker Solutions
We have been dealing with ERS for a number of years and have built an excellent relationship with them. The staff of ERS are always professional, provide accurate and detailed information but most importantly are people you can talk to. They carry our best interests at heart and we consider them an important extension of our business, as recoveries are a pivotal part in reducing losses in the insurance industry. We would gladly recommend them as a business partner.
CURTIS DAVEYNatsure (Pty) Ltd Divisional Director
Thank you for an excellent month. Keep it up. “Show us the Money” Say thanks to all the staff at ERS Keep warm and safe
Wessel BeukesRecoveries and Auto Liability Manager

Ready to Improve Your Loss Ratio?

Stop absorbing losses that don’t belong on your balance sheet. Partner with ERS to recover outstanding damages, reduce write-offs, and protect profitability — all without financial risk.
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