Third Party Liabilities​
Accurate liability assessment and recovery coordination to protect your position and reduce unnecessary losses.
ERS provides specialist third-party liability services, supporting insurers, brokers, and businesses with professional liability apportionment, mitigating your risk exposure, and loss adjustment support.
Third Party Liabilities Overview
Clarity, Control, and Accountability
Determining liability following an incident can be complex and time-consuming. Incorrect apportionment or delayed action may result in legal action against your client or incorrect settlements to the Third-party.
ERS offers structured third-party liability management, ensuring responsibility is accurately assessed, documented, and pursued. Our approach supports effective claims resolution while protecting your financial and legal position.
Who This Service Is For
Designed for Risk and Claims Professionals
This service is suited to:
Insurers and underwriters
Insurance brokers
Fleet and transport operators
Self-insured entities
Claims handlers and financial managers
Where liability impacts settlement outcomes, ERS provides clarity and control.
How It Works
A Structured Liability Management Process
Incident Review & Documentation
We review incident reports, supporting documentation, and available evidence to establish a clear factual foundation.Liability Assessment & Apportionment
Our specialists assess liability and apportion responsibility based on facts, legislation, and industry best practice.Engagement & Coordination
We liaise with insurers, third parties, assessors, and legal representatives to coordinate resolution.Settlement Alignment Liability findings are aligned with settlement strategies to minimise financial outlay.
Reporting & Visibility
Clients receive clear updates, documentation, and progress reporting throughout the process.
Why Use ERS for Third Party Liabilities
Reduce Risk and Minimise Financial Exposure
Accurate liability apportionment
Reduced disputes and delays
Ensure fair settlement offers
Professional, compliant engagement
Cloud-based reporting and case visibility
Integrated with with market-related strategies
- Ensure that the correct party gets compensated for the loss
Supporting Loss Adjusters & Legal Partners
Seamless Collaboration
ERS works alongside loss adjusters and a trusted panel of attorneys to ensure liability assessments are defensible, compliant, and cost-effective. Where escalation is required, we support structured progression without unnecessary legal expense.